The Risk Management Branch (RMB) is the central agency responsible for providing risk management and insurance advice to BC ministries and the broader provincial public sector. RMB has negotiated with representatives from the construction industry, including architects and engineers, to develop insurance and indemnification terms for the Canadian Construction Document Committee Contract CCDC 2 – 2008, the recommended form of contract for new construction and/or renovations. RMB has also arranged an owner-controlled course of construction and wrap-up liability insurance program (the Construction Insurance Program) for the ministries and provincial public sector – which includes health, education and crown corporations.
For health, all construction projects greater than $1,000,000 in value must be reported to HCPP. HCPP will ensure the insurance coverage is placed in accordance with the Construction Insurance Program. Premiums are payable by the HCA. Projects less than $1,000,000 should usually be insured by the contractor, except in those cases where there are high-hazard or unusual exposures.
Please call HCPP for guidance on insurance for projects which are high hazard or have unusual exposures. Reporting construction projects to HCPP is critical in managing the risks of construction as well as those in the procurement and contracting stages. HCPP will maintain a construction project registry in coordination with the HCAs and the Ministry of Health to ensure that coverage is placed such that no projects go uninsured, underinsured or insured inconsistently with the Construction Insurance Program.